The Investment Fiduciary

Archive for the ‘Life’ Category

A Blessing from a Client of Mine

Posted by: Michael Zhuang on: February 14, 2012

This morning, I got an unexpected call from a client of mine. He asked me how the little one was. My younger son was born with nasal cleft and lipoma corpus callosum, a benign form of brain tumor. This Friday, he will go into surgery to fix his cleft. My client was calling to ask [...]

Preparing for Health Care Costs in Retirement

Posted by: Michael Zhuang on: January 28, 2012

Longer life spans, rising medical costs, declining retiree medical coverage, and Medicare and Medicaid insolvency all add up to making health care costs a serious challenge for folks preparing for retirement. According to Fidelity research, a couple retiring today at age 65 will need current savings of $200k to supplement Medicare and pay for out-of-pocket [...]

A Roller Coaster Ride to A Merry Christmas

Posted by: Michael Zhuang on: December 28, 2011

Last Monday, we took our newborn son to hospital for an MRI. He was found to have a lipoma corpus callosum, a very rare congenital tumor in the middle of his left and right brains. Our pastor Lon Solomon has a daughter with brain damage. If it comes to that, we have an example to [...]

Why I Am Most Thankful

Posted by: Michael Zhuang on: November 30, 2011

At 2:24pm on 11/5/2011, my second son Caden arrived in the world. Upon seeing his face, my heart sank since there appeared to be a tiny piece of flesh dangling from his nose.


Author

+Michael Zhuang is principal of MZ Capital, a fee-only independent advisory firm based in Washington, DC. He is also a regular contributor to Morningstar Advisor and Physicians Practice. To explore a long-term wealth advisory relationship, schedule a discovery meeting (phone call) with him.



You may also get his monthly newsletter, or join his Facebook page for regular wealth management insights. Michael's email is info[at]mzcap.com.

Twitter: @mzhuang

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